Sue,
I don't disagree with a thing you said. But...it is very hard to turn down someone genuinely in need, especially, as Blast mentioned, the very young and the very old. In such a situation, tough choices have to be made, and lived with thereafter.
Which actually underscore the responsibility of each of us to be prepared. I don't want to be the cause of somone else's moral dilemma.
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All we can do is all we can do.