I have an old Bianchi Belly Band holster that I like better, even if not carrying a weapon. It had pockets and pouches all the way around, some with a snap or velcro closure, so any cards, cash, ID, keys, etc etc carried will ot fall out, and I can spread the load out, so that there is not a big clump in any one place...

Those who wear ties and tie clips might use the clip to hold a little money behind the tie. Unless, of course, the clip itself looks good to the robber.