Martin is right, sell everything you can, while you can. Esp his stuff ;-). And its always better to sell the house, even if you just break even, than to just walk away from it.

And call your $80k worth of creditors if you can. Talk to them, tell them what has happened. Sometimes they can do a little something to help.

If you're going for a divorce, get the best lawyer you can afford. Often, the initial visit is free.

Best of wishes for your future. You'll do fine, as you sound like a survivor.

Sue