I carry a .32 Seacamp semi auto in my rear pocket in a small leather, suede side out holster to hide the profile. I have a CC permit. Plus wallet, knife, leatherman, mini bic lighter, pen and paper, and sometimes a mini first aid kit, but not religiiously.

My Seacamp might sometimes, rarely, be swapped out with a .38 snub revolver, but so much more conspicuous, and uncomfortable that I prefer the .32 and it has never been needed, nor noticed, but has been a source of great comfort on just a few occasions.