Are you talking a minimum EDC, or an absolute minimum, don't leave the house without it unless the house is on fire?

My minimum EDC is larger than my absolute minimum. But I also have an absolute minimum. I never step out of the house without my keys and my wallet, even if it is just to take out the garbage or play in the driveway for a few minutes.
(BTW, keychain has a flashlight, whistle, and a leatherman micra in addition to keys.)

I will also go on a bike ride around the neighborhood for 1+ hours with just keys and wallet (plus snacks and sippy cup for dd). I usually think about this forum and think that I really ought to bring at least a cell phone with me on my bike rides but I'm too lazy to dig it out. Anyone want to scold me with a realistic scenario? Should I ask DH to fix up a bag of equipment for me to keep in the back of the bike trailer?

-Kuovonne