I'm not sure of the purpose of the discussion. To me it would be wonderful if we could all have good health -- nobody wants to be genetically prone to this or that. That includes physical, mental, dental, and ophthalmologic health. It's crazy that these areas are often insured differently.

Good health is more than enough. But I guess if we want more, we could be smarter, faster, stronger, more perceptive in our senses, etc. Sure, hard work counts, but Olympic athletes, great musicians, scientists, etc. all have a natural advantage to begin with.