A hearty second on congrats....

Also, my brother is retired just west of you in Bemidji, MN and has a country place with many of the same challenges you face. I have been impressed at how he has set up to face the challenges of snow removal, significant cold, etc.

It's all about understanding the local hazard profile and taking appropriate measures. While you do have challenges, Wisconsin is one of two states that has never experienced earthquakes, unlike Alaska and California, etc. We all have to deal with fires.....

Enjoy!