This. Cash is great for dealing with day-to-day problems that crop up, especially when traveling. But all the cash in the world will be better used as a tinder source or T.P. in TEOTWAWKI.

What are the people with gold stashes really going to do? Stroll into their neighborhood grocery store, slide a gold bar across the counter, and walk out with bags of groceries? You can't eat gold, you can't cook with it, and it won't keep you warm at night. If anything, a barter and trade system will be developed to "buy" goods and services.

I think at least a few hundred dollars in small denominations in your B.O.B. is good. More than that just makes you a target.