Just enjoy your life. Taking chances is a vital part of living, so try to take some.
It took me some time to realize that trying to be prepared for just about anything makes your life miserable. Constantly trying to find one more scenario to be prepared for does it even more.
Thereīs no real need to worry about things you canīt influence anyway. When your time has come youīll have to go. There wonīt be any bargaining. I see no need to hurry it though.

BTW:
Iīm for being reasonably prepared and I have several kits. Those kits are adapted for different occasions. And I donīt leave home without one.

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If it isnīt broken, it doesnīt have enough features yet.