This being the start of a worldwide economic collapse and all, I figure I need more friends because among my friends, family, co-workers and acquaintances, I'm not aware of ANYONE who has:

Lost his job
Had his pay cut
Had a car repo'ed
Been foreclosed on
Lost his health insurance
Closed his business
Moved into a homeless shelter
Began working for food

So I'm having a little trouble working myself up to a proper level of panicked frenzy. Plus I'm expecting an offer for a new job (w/ pay increase) any day now.

Plus gas and heating oil prices are back down to where they were a year ago and still going down.

Sorry.