I tip when I am on expenses and the company pays, otherwise I will tip from my own pocket as soon as I start getting tips at my job.

I still don't consider this a recession. It is a market correction to reduce the fluff. This will winnow out the risk from the true value of the markets. Higher highs always mean lower lows in the market.

This too shall pass.
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The ultimate result of shielding men from the effects of folly is to fill the world with fools.
-- Herbert Spencer, English Philosopher (1820-1903)