I prefer silver rounds. They are 1 troy ounce of .99pct pure silver and those specs are stamped onto each coin. When I buy them, I pay the current price for an ounce of silver plus a $1.50 handling fee per round to the coin dealer.

I try to purchase 1 oz per payday. In reality though, I don't/can't be at the store every payday. I watch the price of silver and when it has dropped, I will go then and buy several rounds vs buying it as it is hitting a new high.

I don't have much nor do I intend to ever have very much on hand, but I may have sufficient amounts to get me through a rough time when it matters. I am not buying silver as an investment to make money but as an extra option in an emergency situation.