Originally Posted By: thseng


I’ve been scouring the budget lately and I seem to be out of things to cut. Going by the 80/20 rule, 80% of our income, in this order, goes to:

1. House
2. School
3. Groceries
4. Heating oil

....

Now, not included in this 100% is “incidentals” such as root canals, birthday presents, clothes, blow money, and all other irregular and often unpredictable spending. I’m really struggling on how to account for this stuff right now.


For us, the 80/20 works out to:

1. Health Care (Long story, but we have no health insurance)
2. Mortgage
3. Gas
4. Tuition
5. Food