LOL I have the same thought on loaning out a knife, if the person gets cut, they will heal, the knife stays broke if they screw it up, or I have to spend time redressing the blade.

In fact I don’t loan out my good knife, I have a beat-around knife (a small locking blade Buck) that I let people use. I had a small Kershaw I let others use, but one time it was at a party and I did not get it back. Lots going at the party and it slipped my mind to get it back, and the guy using it never gave it back.