Like you, I carry 2 or 3 multitools of different designs in some of my kits. One advantage is that each type offers some tools that are not available in the other MT. Like one MT has a hammer head, one has a better screwdriver. Or sometimes you just need two pairs of pliers together.

Sorry, back to cash.

There is a roll of coins in the car for parking. But will only carry paper cash on person.