"Home is where we are comfortable" - you are so correct!
To illustrate - Dallas, where you are comfortable, was to me a drab, dreary wasteland from which I was thankfully delivered as a teenager, finally finding comfort in the deserts and mountains of Arizona, and still later, California.
I take it you would probably not feel comfortable in environments which fit me like a glove, and vice versa.
It takes all kinds, and isn't that a wondrous thing?
This is one part. The other is identity. "City gal" is one of the things that have defined who I am.
Remove that and I either need to adopt a new identity or I would be miserable. "Small town girl" isn't who I am, never will be.