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#283835 - 02/21/17 07:55 PM Twenty bucks
TeacherRO Offline
Pooh-Bah

Registered: 03/11/05
Posts: 2376
So the taco place was open..but their credit/ debit card machine was down. Emergency $20 bill to the rescue. The tacos tasted even better...Knowing my EDC saved the day

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#283838 - 02/21/17 08:21 PM Re: Twenty bucks [Re: TeacherRO]
bws48 Offline
Old Hand

Registered: 08/18/07
Posts: 830
Loc: Anne Arundel County, Maryland
Yes! Always carry cash, and have an emergency stash at home. Amounts will vary with circumstances and needs, but never be without.
_________________________
"Better is the enemy of good enough."

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#283839 - 02/21/17 09:43 PM Re: Twenty bucks [Re: TeacherRO]
chaosmagnet Offline
Sheriff
Carpal Tunnel

Registered: 12/03/09
Posts: 3010
Loc: USA
Cash is by far the most flexible and often-used item from my EDC.

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#283843 - 02/22/17 03:34 AM Re: Twenty bucks [Re: TeacherRO]
Famdoc Offline
Journeyman

Registered: 04/29/09
Posts: 89
Loc: PA
One of the EMP based disaster movies reference here showed a dad trying to get money out of an ATM to be able to buy supplies for his family.
No dice.
I've started carrying enough cash to get a room and meals for at least a day at all times.
Having had my identity stolen, perhaps with the aid of credit card copied at a business, I've also started paying with cash for as much as possible unless I swipe the credit card myself.

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#283844 - 02/22/17 04:19 AM Re: Twenty bucks [Re: Famdoc]
haertig Offline
Pooh-Bah

Registered: 03/13/05
Posts: 2029
Loc: Colorado
I usually carry $60. I should probably carry more. Except, that same $60 has been sitting in my wallet for years. Guess I don't run into too many emergencies.

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#283846 - 02/22/17 07:46 PM Re: Twenty bucks [Re: TeacherRO]
Russ Offline
Carpal Tunnel

Registered: 06/02/06
Posts: 4987
Loc: SOCAL
I use cash much more than plastic -- gas, food, sundry items. When I have less than $100 in my wallet it's time to stop by an ATM.

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#286641 - 10/05/17 04:55 PM Re: Twenty bucks [Re: TeacherRO]
TeacherRO Offline
Pooh-Bah

Registered: 03/11/05
Posts: 2376
I've added a spare set of keys to my EDC along with twenty bucks

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#286644 - 10/05/17 08:55 PM Re: Twenty bucks [Re: TeacherRO]
haertig Offline
Pooh-Bah

Registered: 03/13/05
Posts: 2029
Loc: Colorado
I always have an excess of cash. But that's not because I use it often. Instead, it's because I always use my credit card (paid in full every month, so no interest - it just accrues bonus points). However, all my friends want to use cash at lunches, so they pay that to me while I put everything on my credit card. So I end up having to clear the excess cash out of my wallet on occasion, just so I can fold the silly thing. I haven't had to withdraw cash from a bank or ATM for ... decades. I have no clue with my PIN is, of if my ATM card is still any good.

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#289201 - 06/05/18 12:31 AM Re: Twenty bucks [Re: TeacherRO]
TeacherRO Offline
Pooh-Bah

Registered: 03/11/05
Posts: 2376
I go back and forth on if carrying change is necessary...

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#289227 - 06/06/18 01:16 PM Re: Twenty bucks [Re: TeacherRO]
brandtb Offline
Enthusiast

Registered: 11/26/04
Posts: 273
Loc: S.E. Pennsylvania
“I do not regard myself as a dead shot, but I am a pretty dangerous man with a wet towel. But all in all I think my favorite weapon is a twenty-dollar bill." Raymond Chandler


Edited by brandtb (06/06/18 01:17 PM)
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Brian Brandt

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#289270 - 06/08/18 08:21 PM Re: Twenty bucks [Re: TeacherRO]
pforeman Offline
Member

Registered: 04/23/08
Posts: 120
Loc: Iowa
Just had a discussion on 'cash' today. I am on the Board of our HOA and my association manager just called me with the good news that an owner who was way behind on HOA dues has just come to his office and settled up - he dropped off about six grand in cash. This caused our manager to call me and he's checking with the police here to see if there is anything that this may relate to. We are glad to have the account cleared up but that much in a pile of C-notes was unusual to say the least. He wasn't even concerned about a receipt but our manager insisted and got him to sign off too.

I've got a small stash at home for whatever and usually carry at least 200 every day tucked away and 40 - 60 in my 'spending' money clip. The tucked away money has been very useful several times and it's a life long habit (as I got older the amount went up). I too tend to use cash for the day to day purchases and the card or a check only comes out when necessary and/or I need to track it. I may be really old-school but I've always kept a few rolls of quarters on hand too. Two in the house, one in the car and one at work right now. Quarters can go in vending almost anywhere and that has been really good for me more than once.

Paul -

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#289570 - 06/23/18 05:20 AM Re: Twenty bucks [Re: TeacherRO]
nursetim Offline
Newbie

Registered: 08/29/06
Posts: 31
Loc: the last bastion of PHRASECENS...
I carry $100 minimum daily, usually $200.
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Play stupid games, win stupid prizes.

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#289574 - 06/23/18 05:43 AM Re: Twenty bucks [Re: TeacherRO]
quick_joey_small Offline
Addict

Registered: 01/13/09
Posts: 501
Loc: UK
The BBC reporter John Simpson's magic cure for third world bureaucracy delays and obstacles:
"we are rich and willing to pay".

qjs

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#289578 - 06/23/18 12:18 PM Re: Twenty bucks [Re: TeacherRO]
KenK Offline
"Be Prepared"
Pooh-Bah

Registered: 06/26/04
Posts: 2023
Loc: NE Illinois
As I recall, there is a country (Norway maybe?) that is almost in a panic because the citizens have almost stopped using cash - and apparently this causes great concern about a country that produces no currency - are at least currency that is not used.

I just came back from Germany (work) and the vast majority of my spending is via my business credit card (always using the security PIN), but there are many restaurants that are cash only, and at least at one time I went to a large electronics store in Frankfurt and they only took a German debit card or cash - they would not accept a credit card ... so I didn't buy from them (not a political statement - just didn't want to use up my cash).

I'll also mention that the percentage expectations for tips are MUCH less in Germany - closer to 10% or less than the typical 20% in the US. Again, no political comments here - just facts.

Great people. Very sad what happened to their cities many years ago (I kept thinking about the Billy Joel song "We Didn't Start the Fire"). They hide it well - it looks older than it really is. (sorry for the drifting from topic)

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#289583 - 06/23/18 04:30 PM Re: Twenty bucks [Re: KenK]
UTAlumnus Offline
Old Hand

Registered: 03/08/03
Posts: 998
Loc: East Tennessee near Bristol
Call me old fashioned but my tipping starts at 10%. It goes up or down depending on the service. I have been known to leave a stack of pennies on the bill if it was particularly bad. That way they know I didn't just forget the tip.

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#289586 - 06/23/18 05:50 PM Re: Twenty bucks [Re: TeacherRO]
Russ Offline
Carpal Tunnel

Registered: 06/02/06
Posts: 4987
Loc: SOCAL
I carry a small nylon zipper pouch with ID and ~$100 cash when I go for a walk. That, a small lightweight locking folder (Benchmade Bugout or Spyderco Delica) and a flip-phone (in airplane mode) is my out-for-a-walk kit. I may add a whistle and a small FAK, pocket carry only.

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#289588 - 06/23/18 06:12 PM Re: Twenty bucks [Re: Russ]
hikermor Offline
Geezer in Chief
Geezer

Registered: 08/26/06
Posts: 6691
Loc: southern Cal
I carry close to $100 in various places when out and about - also credit cards, multitool (or two to three).Also change
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Geezer in Chief

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#289590 - 06/23/18 06:33 PM Re: Twenty bucks [Re: hikermor]
Russ Offline
Carpal Tunnel

Registered: 06/02/06
Posts: 4987
Loc: SOCAL
OT: I might add a bandaid or three to that pouch, but no change, weighs too much. My pace on the walks around here is close to 4 mph based on time and overall distance traveled. My HR at the top of one incline was measured at 156 BPM (in excess of my theoretical max HR, so much for theory), so weight carried is kept down.

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#289690 - 06/29/18 09:00 PM Re: Twenty bucks [Re: TeacherRO]
TeacherRO Offline
Pooh-Bah

Registered: 03/11/05
Posts: 2376
I'm amazed how having the ATM down stops most commerce - or ho having the debit card machines does too...

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#289699 - 06/29/18 11:03 PM Re: Twenty bucks [Re: TeacherRO]
ireckon Offline
Pooh-Bah

Registered: 04/01/10
Posts: 1629
Loc: Northern California
I cannot recall the last time I used cash to buy anything. I carry $100-$800 cash in my manbag for my wife and emergency birthday gifts. I should probably store a credit card and cash in the car somewhere. However, I will absolutely forget about it. So, I will probably just NOT do that.
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If you're reading this, it's too late.

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