#178571 - 08/04/09 12:46 PM
Re: Hospital Bill
[Re: Todd W]
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Rapscallion
Carpal Tunnel
Registered: 02/06/04
Posts: 4020
Loc: Anchorage AK
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I think if you got 50% off you a lucky fellow. In my book, when a service provider doesn't get it right, they don't get paid. However, that said, I suspect if you argued the point they would say the first discount covered the botched CT scan, so you are only paying for the second scan anyways.
Too bad you have money. If you were broke it wouldn't have cost you a dime.
_________________________
The ultimate result of shielding men from the effects of folly is to fill the world with fools. -- Herbert Spencer, English Philosopher (1820-1903)
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#178584 - 08/04/09 02:20 PM
Re: Hospital Bill
[Re: Am_Fear_Liath_Mor]
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Old Hand
Registered: 11/09/06
Posts: 870
Loc: wellington, fl
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Have a lawyer send a letter to the hospital medical record department requesting a copy pf your medical record, accompanied by a medical record release form, signed by you and authorizing the lawyers access to that record. This often gets the attention of the hospital risk manager, who will then halt all collection efforts. Errors in patient care are not uncommon. ( http://www.pubmedcentral.nih.gov/articlerender.fcgi?artid=1117772)
_________________________
Dance like you have never been hurt, work like no one is watching,love like you don't need the money.
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#178589 - 08/04/09 02:52 PM
Re: Hospital Bill
[Re: nursemike]
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Veteran
Registered: 07/23/08
Posts: 1502
Loc: Mesa, AZ
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As I wrote on another thread, go through each bill and make sure this person or group (some doctors & nurses use a billing companys) actually treated you.
I have found between 5-10% of all medical stays my family has had, not single day issues, have been bogus overbilling. if you don't recognize a doctor sending you a bill, find out how this person treated you.
Since recognizing this trend we make it mandatory to get business cards from every nurse or doctor and who they bill through. If they don't have one we take down their info on a sheet we made for tracking
My most recent example is last year I spent a week in the hospital. I got a bill for $400 from a doctor I did not recognize. After challenging the bill, it turns out all he did was review my chart at the nurses station one night and billed me for his consult.
But you got 50% off your bill, your way ahead already.
_________________________
Don't just survive. Thrive.
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#178596 - 08/04/09 04:25 PM
Re: Hospital Bill
[Re: comms]
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Old Hand
Registered: 03/19/05
Posts: 1181
Loc: Channeled Scablands
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Pleasant and persistent goes a long way. Talk to them and talk to them again.
At some point then you can leave it behind knowing you did everything you could.
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#178597 - 08/04/09 04:26 PM
Re: Hospital Bill
[Re: comms]
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Geezer
Registered: 01/21/04
Posts: 5163
Loc: W. WA
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"Bogus overbilling" is rampant in hospitals.
Is your bill itemized (and I mean REALLY itemized) in English, or it is in codes? If in codes, go to your hospital and either get a list of the codes they use, or insist they go over ever single entry with you personally. Don't trust to memory -- write down every translation as you go.
You will probably find that you were charged for things they they didn't do and didn't give you. The husband of a friend of my sister's went into the ER for a suspected heart attack. When his wife insisted on details of the bill, among other things, they found they were being charged for a baby bassinet and a baby over-crib mobile. They also charged something like $12 for a single aspirin which they didn't give when they found his wife had given him one immediately when the problem started, and quite a few other things.
None of this is accidental.
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#178615 - 08/04/09 06:44 PM
Re: Hospital Bill
[Re: Susan]
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Old Hand
Registered: 11/09/06
Posts: 870
Loc: wellington, fl
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"Bogus overbilling" is rampant in hospitals.
None of this is accidental. Some of it is accidental. A lot of it is poor systems design, antique or nonexistent computer systems, and poor management. The best and brightest administrators generally go to jobs in which they can get stock options, not into health care. There are plenty of smart providers in hospitals. CEO's-not so much. And some of it is because most of the revenue comes through contracts with insurers who negotiate a flat rate for a diagnosis- so, no matter what the actual product and service charges are for my fractured femur, my insurance company pays the hospital $4500 each for me and for each of the 20 other insured fractured femur patients cared for that calendar quarter. Tends to reduce the amount of attention paid to getting the charges right on any individual patient. Like most things, it is probably not a conspiracy of criminal geniuses-more like a three stooges comedy with stethoscopes.
_________________________
Dance like you have never been hurt, work like no one is watching,love like you don't need the money.
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#178718 - 08/05/09 07:47 PM
Re: Hospital Bill
[Re: nursemike]
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Geezer
Registered: 01/21/04
Posts: 5163
Loc: W. WA
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My sister works in the Providence system of the western U.S. It is run by monkeys whose previous job was having nails hammered into their brains (and I don't mean just the CEOs).
Your bit about the insurers is true, but the extra percentage that is regularly paid by the victim is where the 'variations' happen. And I would not consider them 'criminal geniuses' by any stretch of the imagination; they're just playing the percentages, and most people don't check.
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