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#154392 - 11/05/08 09:03 PM Re: Worse credit score without even missing a paym [Re: UTAlumnus]
Todd W Offline
Product Tester
Pooh-Bah

Registered: 11/14/04
Posts: 1928
Loc: Mountains of CA
I've never had the problem of dealers checking credit when I test drive either. This used to be common practice I believe and now they can get in BIG trouble for doing it w/out your permission.
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#154439 - 11/06/08 03:31 AM Re: Worse credit score without even missing a payment [Re: Arney]
Jakam
Unregistered


The only thing that has adversely affected my credit score this year is moving, and a credit check by a lessor. All of the others have been soft pulls because I requested them.
I haven't bought a car since '07, and only went to one dealer (I knew what I wanted and knew their reputation), so I can't speak to the hard pull at a dealership.

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