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#151736 - 10/12/08 11:46 PM This is taking forever...
Todd W Offline
Product Tester
Pooh-Bah

Registered: 11/14/04
Posts: 1928
Loc: Mountains of CA
This house buying is taking forever, and since it hasn't closed I've made no update posts due to the reasoning, hoops, etc.

Offer accepted in August, and we've been in escrow since.

Talk about jumping through hoops with todays market. In August the market/lending wasn't near as bad as it's gotten and it has gotten nothing but worse for us too.

2 appraisals, not wanting our money, requiring items to be fixed to lend on it, waiting on a 'drive by appraisal', and TONS more things we've had to do.

Loan docs ordered late last week, hoping to close this week. Already planning for extension...

Talk about a long long journey. Numerous trips to the house from our current location (1hr 15min away), many long long days of driving and working.

Did I mention it's rained once or twice (light) already and we need a roof too... holy smokes this is a trip!

Fun, but exhausting smile

_________________________
Self Sufficient Home - Our journey to self sufficiency.

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#151883 - 10/14/08 12:59 AM Re: This is taking forever... [Re: Todd W]
Todd W Offline
Product Tester
Pooh-Bah

Registered: 11/14/04
Posts: 1928
Loc: Mountains of CA
They signed off.
Signing Tue. or Wed... crossing fingers all goes well smile
_________________________
Self Sufficient Home - Our journey to self sufficiency.

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#151991 - 10/15/08 02:26 PM Re: This is taking forever... [Re: Todd W]
Todd W Offline
Product Tester
Pooh-Bah

Registered: 11/14/04
Posts: 1928
Loc: Mountains of CA
Signed.
Awaiting seller signature, and final lender approval.
_________________________
Self Sufficient Home - Our journey to self sufficiency.

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#152019 - 10/15/08 05:56 PM Re: This is taking forever... [Re: ]
Eugene Offline
Carpal Tunnel

Registered: 12/26/02
Posts: 2995
I was in the same place, person made an offer on our house then we made an offer on one and she backed out. Then she realized she couldn't get a house as nice as ours anywhere near the area so she put in a new offer then was declined by her bank. In the end we paid her colsing costs, flood insurance for a year, a "donation" via a no profit for the down payment and fixed a bunch of nitpicky things. We jumped through every hoop we could knowing that in a couple months loans would be next to impossible to get and we had to get out of there as the city turned the neighborhood into a ghetto around us. So it finally went through and we were sick and tired and had to bug out in just three days with almost no help so it was just my wife and I and two kids and my pickup truck to get 13 years of stuff moved.


Edited by Eugene (10/15/08 05:56 PM)

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#152921 - 10/23/08 05:54 AM Re: This is taking forever... [Re: Eugene]
Todd W Offline
Product Tester
Pooh-Bah

Registered: 11/14/04
Posts: 1928
Loc: Mountains of CA
Well... I got the keys today, and officially escrow has been closed.

Let the long hours, wallet emptying fun start!
New roof next week, I got a new toilet, hot water heater, 200ft of drainage tube, new well pressure tank all in 1 day!! And if you saw my other post my gate electrics are on the way too.

I`ll be updating the blog now that escrow is done and over with too.

I have lots of pictures I want to share with you all as I go through this journey smile

_________________________
Self Sufficient Home - Our journey to self sufficiency.

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