Where the hero gets a little advance warning, and is able to fly to a moderately remote lodge in the north, taking his wife and son. He survives the winter by putting an entire guest cabin inside the lodge building.

Things go well enough until a stranger arrives with the disease, and his wife and son die.

Then he wanders along through various adventures...

That's all I can remember.

Do you know this title or the author?
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No fire, no steel.