There is a lot to be learnt from real life incidents. I think it is fair to say that many people are related to people who are UNprepared. It is , therefore, extremely useful to elaborate on what to do in such cases if relatives , spouses, etc. continue to ignore preparedness while making decisions that affect whole family.
We do not know what exactly happened in any given story , but we can draw a possible scenario and study it for the sake of learning and mental practice.
Just my 2¢