Probably not possible to implement, given the current system. Though it could be contractual before the fact.

But I applaud the sentiment.

Maybe drop it down to "at least $2,000.00." I remember being a dirt-poor student, when two grand was a colossal amount of cash.

Bottom line, I think, when you hit that switch, you will be extracted by SAR/law enforcement, whether you like it or not.

(The option: "Okay, stay and sign this waiver. If you poke us again, we ain't comin', dumb@ss,")